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How To Qualify

Applications are to be completed by each applicant who is 18 years of age or older. An applicant must pay a non-refundable fee for verification of information. The fee is $100.00 per individual. Any omissions or falsifications may result in the rejection of an application or termination of a lease. We are looking for generally positive information in the following areas:

1. Credit Check - An unsatisfactory credit report, which reflects current bad debts, unpaid bills, liens, or judgments without resolution or recent bankruptcy information, may disqualify an applicant. If rejected for any of these reasons, you will be informed of the name and address of the credit-reporting agency from which the information was obtained. The contents of the credit report will not be revealed, per Federal law, but you are encouraged to obtain a copy from the reporting agency to check for current or erroneous information. An applicant may correct the information found in the credit report and re-submit the application if so desired. A re-submitted application will be subject to the availability of the property originally requested.

2. Source of Income and Income to Rent Ratio - Applicant should have a net income (after taxes and deductions) of 2.5 times the rent amount with a reasonable debt-to-income ratio. Income received from sources other than a salary (i.e. alimony, child support) may be subject to verification if used as part of the total income picture. If an applicant is self-employed, written verification of two previous years' income must be provided. For landlords that accept Section 8 (or related programs) a voucher from the housing authority that services the subject property will be considered. Unemployment benefits are not considered qualifying income in that these payments are temporary and do not continue for the length of the lease.

3. Residence/Eviction History - Present and previous resident histories should show a record of prompt payment, notice given (if required), and nothing in default. It should be noted that an inquiry into previous resident history might include questions about pet behavior or noise complaints in addition to rent payment.

4. Automatic Disqualifiers:

• Applicants with an open bankruptcy

• Applicants in the process of being evicted

• Applicants that are registered sex offenders

• Applicants with credit scores below 550

• Applicants with income of less than 3 times the amount of their monthly net income

An applicant with an unacceptable background screening may try to overcome having an application denied by increasing the amount of the security deposit offered or by providing a co-signor for the lease. If a co-signer is required, they must live within the same state at the property being applied for, complete an application, and submit the application fee. The co-signor must have a credit score of 640 or higher, live within the same state as the property, and have enough additional income to support the co-signer’s current residence in addition to the applicant’s rent. A co-signer will be fully responsible for the lease if the occupying resident defaults.




PROCEDURES AND POLICIES

• Once approved, the deposit must be received in our office within 48 hours to secure the unit. The unit will continue to be marketed and shown until    we receive said deposit.
• All deposits & rent must be paid in money order or cashier’s check only. No cash or personal checks will be accepted.
• Once deposit is received, the property will be held for a maximum of two (2) weeks.
• The Security deposit IS NOT the last month’s rent, nor will be applied as such.
• Pets MUST be approved by lessor, even after signing a lease agreement & after move in.
• Pet fee is required.


Pet Fees are as follows.

• $250-$500per per
• Maximum of (2) pets in apartments and maximum of (2) pets in single family homes.

ADDITIONAL PROCEDURES AND POLICIES

• NET INCOME SHOULD BE THREE (3) TIMES THE RENTAL AMOUNT
• RENT PUNCTUALITY: DUE PROMPTLY EACH MONTH ON TH FIRST (1ST)
• NUMBER OF RESIDENTS: NO MORE THAN TWO (2) PER BEDROOM
• ABSOLUTELY NO ILLEGAL DRUGS, AUTOMATIC GROUNDS FOR TERMINATION

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